Welcome to our easy-to-use budget sheet – your ultimate tool for managing your finances with ease! Whether you're a budgeting pro or just getting started, our budget sheet simplifies the process, making it effortless to keep track of your money.
Here's what you'll find in our budget sheet:
Income Section: You can write down how much money you expect to get and how much you actually get. This helps you plan your finances effectively.
Fixed Expenses and Variable Expenses Table: This table helps you plan your expenses. You can choose the category for each expense, mark which card you used, budget for the expense, record how much you actually spent, and check if it's been paid or not. This is particularly helpful for managing monthly bills and day-to-day spending.
Debts Table: You can list bigger debts like car loans and student loans here. Managing debts is crucial for maintaining financial stability.
Credit Cards Table: This table has space for the name of your credit cards, balance, minimum payment, credit limit, APR, and due date. It also calculates your credit card usage percentage, which should be below 30%. Tracking credit card usage helps you avoid debt and improve your credit score.
Expense Tracker: Here you can keep track of all your payments and purchases, including their category and the card you used. This helps you understand where your money is going and identify areas where you can save.
Category and Card Master List: These lists are editable. You can add your card names, and the tables and drop-downs will update automatically based on your input. This customizable feature ensures that the budget sheet fits your specific needs.
Spending Summary Tables: These tables show how much you spent in each category and on each card. It provides a clear overview of your spending habits.
Bar Chart: A visual representation to see how your spending compares to your budget. Visualizing your spending makes it easier to understand and adjust your budget accordingly.
Our budget sheet makes it easy for you to understand and manage your money. Try it out and see for yourself how simple budgeting can be! With our user-friendly budget sheet, you can track expenses, manage debts, and stay on top of your finances effortlessly.
